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Why Home Inspections Are Important for Buyers and Sellers

By Charlestien Harris In the excitement of buying or selling a home, people sometimes overlook an essential step in the process. However, it is very important that you schedule a home inspection...

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Understanding a Reverse Mortgage

By Charlestien Harris A lot of conversations have been happening around understanding how mortgages can be used as a financial tool to improve your financial health and possibly build your net worth....

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10 Steps to Buying A Home

By Charlestien Harris Purchasing a home is one of the most important decisions most people will ever make.  The length of time it takes to buy a home varies according to the readiness of a potential...

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Southern Bancorp Community Partners Welcomes New Director of Lending

LITTLE ROCK, ARK – Southern Bancorp Community Partners (SBCP), a 501(c)(3) loan fund and Community Development Financial Institution (CDFI), recently announced the hiring of Charlton Seward as Director...

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Understanding the Benefits of the Homestead Exemption

By Charlestien Harris As a new homeowner or a first-time home buyer, one piece of important information that can be overlooked is the filing of the homestead exemption.  Any homeowner can suffer a...

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Breaking Down Your Mortgage Payment

By Charlestien Harris There are so many industry terms used in the home buying process that can be unfamiliar to the average consumer. One example commonly used by the mortgage lending industry is the...

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The Facts about the Emergency Rental Assistance Program

By Charlestien Harris The pandemic has caused major issues to happen especially with people’s financial well-being.  Housing is a significant part of most family budgets.  Right now, many people are...

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Top Ten

In all areas of life, there are warning signs that tell us when something is wrong, and the same can be said for our financial life. According to financial experts, nearly 80% of Americans are in debt....

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How Credit Utilization Affects You and Your Credit Score

If you’ve been reading my column for any time now, you know how important your credit score can be. You also might know that there are several factors that affect how your score is formulated. Today,...

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Southern Bancorp Community Partners Announces Anthony Young As New President

LITTLE ROCK, Ark. – After a nation-wide search, Southern Bancorp Community Partners (SBCP), a 501(c)(3) loan fund and Community Development Financial Institution (CDFI) headquartered in Arkansas, has...

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